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Sample offer

Preview a US mortgage offer review without uploading.

This is example data. No upload required. Personal identifiers in the bundled sample PDF are redacted placeholders.

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Payment math check

Reported payment is close to the expected principal-and-interest payment.

Using $405,000, 6.375%, and 360 months, the estimated principal-and-interest payment is about $2,527.53. Taxes, insurance, escrow, and mortgage insurance still need separate confirmation.

3missing cost termsNeeds lender follow-up
6source-linked termsExample extraction
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Missing cost terms

Items to confirm before relying on the offer

Escrow/taxes/insurance are not included in the monthly payment example.

Ask the lender for a written answer and compare it against the final closing disclosure.

Rate-lock expiration is shown, but extension cost is not listed.

Ask the lender for a written answer and compare it against the final closing disclosure.

Prepayment penalty terms are not stated in the sample summary.

Ask the lender for a written answer and compare it against the final closing disclosure.

Questions to ask lender

Practical follow-ups from the sample

01
Does the monthly payment exclude taxes, homeowner insurance, mortgage insurance, and escrow?

Keep the response with your offer documents so the assumptions stay traceable.

02
Which fees are lender-controlled, and which are third-party estimates that can change?

Keep the response with your offer documents so the assumptions stay traceable.

03
What happens if the loan does not close before the rate-lock expiration date?

Keep the response with your offer documents so the assumptions stay traceable.

Source-linked extracted terms

Example fields TermReviewr would keep visible

Loan amount$405,000
SourceSample offer, Loan terms
Interest rate6.375% fixed
SourceSample offer, Rate details
APR6.742%
SourceSample offer, Cost summary
Term360 months
SourceSample offer, Loan terms
Monthly principal and interest$2,527.53
SourceSample offer, Payment example
Estimated closing costs$8,940
SourceSample offer, Fee table
This is sample data, not advice.

The page demonstrates the review shape only. TermReviewr helps inspect offer terms and prepare questions; it does not replace professional legal, tax, financial, or lending advice.